The previous success of SIM Toolkit technology; the continually rising popularity of mobile telephones and the ongoing improvement of their technical possibilities; our own experience with using mobile telephones for electronic banking. These are all factors which have led us to develop an entirely new technology intended only for mobile telephones. These pages are dedicated to this technology.
New possibilities
The door to using mobile phones in completely new ways was opened by the introduction of operating systems which allow the installation and use of software applications in mobile telephones. Currently, this involves the Java (MIDP) and Windows Mobile systems.
Mobile phones and software applications
The benefits of incorporating software applications into mobile telephones are obvious; the use of software applications can transform mobile phones into whatever tool a customer may need, such as a tool for servicing one's account.
Operating systems such as Java and Windows Mobile offer a range of advantages in comparison with the preceding WAP and SIM Toolkit technologies. In essence, the aforementioned operating systems enable the setting-up of any application without third-party intervention (for example, a mobile operator in the case of SIM Toolkit). At the same time, such an application is stored directly in the mobile telephone and it is not necessary for the user to repeatedly download the same data (WAP pages, for example).
Considering their superiority, software applications built on the Java or Windows Mobile systems have a bright future ahead of them. Everyone who owns a mobile phone is a potential user of these applications. Their potential operators include all providers who want to offer their clients services that are accessible in the mobile environment.
Applications for mobile telephones as a universal product
Of course, it is possible to develop individual applications that would be compatible with the Java system, or Windows Mobile, and which would be intended solely for specific operators or uses. However, a more effective approach is to build a universal platform which allows the quick and easy implementation of various applications that meet the requirements of future operators and their clients. And this is the direction we have taken.
